The Stuff Memo By Hank Silverberg Take a look around you, in your home or office. How much “stuff” do you have hanging around that you never use? Now look in the closets and your garage or that shed in the backyard. The old adage is: if you haven’t used it in three years, you really don’t need it. My family did that a few weeks ago, and this past weekend my daughters came home with their cars loaded with stuff for a big family yard sale. Baby clothes, which my grandchildren have outgrown, were the big sellers. That's not surprising, since most merchants charge way too much for outfits most babies and toddlers will wear once or twice before they grow out of them. No one wanted my other daughter’s old CD’s or the out-of- date but still functional printer I had pulled out from the back of my home office closet. My wife sold some clothes she no longer wears, but the pile of books we put out, including some best sellers, went almost untouched. The bottom lin